The Family Budget – March 2015

cotton yarn to make washclothes

In this series I share our family budget, which includes the care and keeping for our household of seven (4 kids, 3 adults) as well as our debt free journey.

As I said last month, take anything I say here with a grain of salt, remembering that Christopher and I are digging our way out of debt after years of really dumb financial decisions and that what I say and do applies to my personal life in a household of seven with the income and debt that we have (how’s that for a disclaimer?)

You know, your mileage may vary and all of that fine print.

February was a tight month for us budget-wise but we met our financial goals, including filing our taxes and shopping around for a good deal on a dishwasher. We also went through room by room and made a list of needs and wants, so we’ve got an idea of what money we should spend on our home this year for maintenance. It won’t be a lot, but we do have some things we need to take care of.

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Kara’s Journal, Tuesday evening

Kara's Journal | SimpleKids.net

As we start the week … I’ve been fighting that “Monday on a Tuesday” feeling all day long. This feels like the true beginning of the week, this first day back to normal after the President’s day weekend. I love having Christopher home when he gets these extra days off, but it does throw the rhythm of the days off for me. Totally worth it for extra Daddy time for the kids, though.

I am thankful … for friends who are patient and understanding about life with kids. We were supposed to host a Valentine’s breakfast at our house over the weekend, but one of our kids fell ill. Our sweet friends Ashley and Jenny stopped by and brought breakfast to us instead! I love that we have folks in our lives who understand that things happen and they roll with it and turn them into positives and blessings. [Read more…]

The Family Budget – February 2015

SimpleKids.net The Family Budget, February

After I shared our No Spend January some of you said you’d like to read more family budget type of posts. I write about our debt free journey for my quarterly Art of Simple posts, so I didn’t really think about exploring that topic here at SK.

However, the more I thought about it, the more a family budget series appealed to me, so I decided to test the waters with monthly updates as we do our budget.

Just promise me you’ll take anything I say here with a grain of salt, remembering that Christopher and I are digging our way out of some stupid large debt after years of really dumb financial decisions and that what I say and do applies to my personal life in a household of seven with the income and debt that we have (how’s that for a disclaimer?)

You know, your mileage may vary and all of that fine print.

SimpleKids.net The Family BudgetAs I said, January was a No Spend month for us, meaning we only spent money on essentials (bills, mortgage, food, etc.) and let me tell you, even after all of these years of living fairly frugally, that was a challenge.

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