The Family Budget – March 2015

cotton yarn to make washclothes

In this series I share our family budget, which includes the care and keeping for our household of seven (4 kids, 3 adults) as well as our debt free journey.

As I said last month, take anything I say here with a grain of salt, remembering that Christopher and I are digging our way out of debt after years of really dumb financial decisions and that what I say and do applies to my personal life in a household of seven with the income and debt that we have (how’s that for a disclaimer?)

You know, your mileage may vary and all of that fine print.

February was a tight month for us budget-wise but we met our financial goals, including filing our taxes and shopping around for a good deal on a dishwasher. We also went through room by room and made a list of needs and wants, so we’ve got an idea of what money we should spend on our home this year for maintenance. It won’t be a lot, but we do have some things we need to take care of.

[Read more…]

The Family Budget – February 2015

SimpleKids.net The Family Budget, February

After I shared our No Spend January some of you said you’d like to read more family budget type of posts. I write about our debt free journey for my quarterly Art of Simple posts, so I didn’t really think about exploring that topic here at SK.

However, the more I thought about it, the more a family budget series appealed to me, so I decided to test the waters with monthly updates as we do our budget.

Just promise me you’ll take anything I say here with a grain of salt, remembering that Christopher and I are digging our way out of some stupid large debt after years of really dumb financial decisions and that what I say and do applies to my personal life in a household of seven with the income and debt that we have (how’s that for a disclaimer?)

You know, your mileage may vary and all of that fine print.

SimpleKids.net The Family BudgetAs I said, January was a No Spend month for us, meaning we only spent money on essentials (bills, mortgage, food, etc.) and let me tell you, even after all of these years of living fairly frugally, that was a challenge.

[Read more…]

Kara’s Journal and No Spend Month update

Kara's Journal, January 25, 2015 | SimpleKids.netNote: there are affiliate links in this post. Thanks!

As we start the week …  I’m finding myself struggling a little bit with the January Blahs. I’ve decided to take some positive action, including forcing some flower bulbs, doing a bit of cleaning and organizing, and making sure I get plenty of mama time to recharge and daydream. There are some great ideas for being the blahs in this post from Confessions of a Homeschooler, too.

Just for fun … I took this quiz after Reading Rainbow linked to it on Twitter: Which Children’s Book Character are You? I was The Giving Tree. Which one are you?

I am thankful … for the opportunity to apologize. I was very cranky this morning (see January Blahs above) and my temper got the best of me. It was humbling, but good soul food, to apologize to my family. If it is a good thing to teach our children about humility and how to sincerely apologize when we mess up (and I think it is) then I’m thankful that my mistake can be used as an example.

[Read more…]